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As online shopping becomes more and more prevalent, the chance for identity theft and other cyber scams only increases. While seasoned online shoppers can spot suspect sellers and and phony “deals”, plenty of sites exist that are designed to fool grandma and other less than tech savvy individuals into giving up sensitive information. To help grandma from getting burned while shopping online, suggest that she follow these precautions:
Use Gift Cards
This is the safest way to purchase from any online shop. Gift cards do not require buyers to divulge any financial information. The only information needed will be a name and home address.
Use A Dedicated Online Only Purchase Option
Paypal is probably the best known of these, but Amazon and Google also offer similar services. The advantage of these payment options is that when the buyer goes to shop online, the store cannot see any credit card information. They also offer reimbursement should something go wrong.
Use Common Sense When Going The Craigslist Route
While Craigslist purchases can be made using cash, they almost always require a face to face meeting between buyer and seller. To ensure a safe transaction, always meet up in a public, well lighted place, and bring along as many friends as possible.
Check The Bottom Of The Web Page
Many online stores will list groups that certify them at the bottom of their home page. Certification from sites like the Better Business Bureau and GeoTrust are a good sign.